/* ===== Fondaris — Personal Finance Blog ===== */
:root{
  --stone-900:#181f24; --stone-800:#1c2b33; --stone-700:#2a3a42;
  --stone-500:#5a6b73; --stone-300:#a9b2b6; --stone-100:#e8e6df;
  --paper:#f5f3ec; --paper-2:#eceae0; --ink:#20262b;
  --gold:#b08d3f; --gold-soft:#c9a24b;
  --line:#d5d1c4; --shadow:0 1px 0 rgba(0,0,0,.04);
  --serif:"Georgia","Times New Roman",serif;
  --sans:"Helvetica Neue",Arial,system-ui,sans-serif;
  --maxw:1160px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.65;font-size:16px}
img{max-width:100%;display:block}
a{color:var(--stone-800);text-decoration:none;transition:color .2s}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.2;letter-spacing:.2px;color:var(--stone-900)}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--sans);text-transform:uppercase;letter-spacing:3px;font-size:12px;color:var(--gold);font-weight:600}
.muted{color:var(--stone-500)}

/* Header */
header.site{position:sticky;top:0;z-index:50;background:rgba(245,243,236,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-size:22px;font-weight:600;color:var(--stone-900)}
.brand svg{width:34px;height:34px}
.brand small{display:block;font-family:var(--sans);font-size:10px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);font-weight:600}
nav ul{list-style:none;display:flex;gap:26px;align-items:center}
nav a{font-size:14px;letter-spacing:.4px;color:var(--stone-700)}
nav a.cta{background:var(--stone-800);color:var(--paper);padding:10px 18px;border-radius:2px;border:1px solid var(--stone-800)}
nav a.cta:hover{background:var(--gold);border-color:var(--gold);color:#fff}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer}
.burger span{width:26px;height:2px;background:var(--stone-800)}

/* Hero */
.hero{position:relative;color:var(--paper);min-height:520px;display:flex;align-items:center;
  background:linear-gradient(rgba(20,28,32,.72),rgba(20,28,32,.82)),url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?ixlib=rb-4.0.3&auto=format&fit=crop&w=1600&q=80') center/cover;}
.hero .container{padding-top:70px;padding-bottom:70px}
.hero h1{color:#fff;font-size:clamp(2rem,5vw,3.4rem);max-width:760px}
.hero p{max-width:600px;margin-top:18px;color:var(--stone-100);font-size:1.1rem}
.hero .actions{margin-top:32px;display:flex;gap:16px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 26px;border-radius:2px;font-size:14px;letter-spacing:.6px;text-transform:uppercase;font-weight:600;border:1px solid transparent;cursor:pointer}
.btn-gold{background:var(--gold);color:#fff;border-color:var(--gold)}
.btn-gold:hover{background:#fff;color:var(--stone-900)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost:hover{background:#fff;color:var(--stone-900)}
.btn-dark{background:var(--stone-800);color:#fff;border-color:var(--stone-800)}
.btn-dark:hover{background:var(--gold);border-color:var(--gold)}

/* Sections */
section.block{padding:80px 0}
.section-head{max-width:720px;margin-bottom:44px}
.section-head h2{font-size:clamp(1.6rem,3.5vw,2.4rem);margin-top:10px}
.section-head p{margin-top:14px;color:var(--stone-500)}
.divider{width:52px;height:2px;background:var(--gold);margin:22px 0}

.grid{display:grid;gap:26px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}

.card{background:#fff;border:1px solid var(--line);border-radius:3px;overflow:hidden;display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s}
.card:hover{transform:translateY(-4px);box-shadow:0 14px 30px rgba(30,40,45,.1)}
.card img{height:200px;object-fit:cover;width:100%}
.card .pad{padding:24px;display:flex;flex-direction:column;gap:10px;flex:1}
.card h3{font-size:1.2rem}
.card .tag{font-size:11px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);font-weight:600}
.card a.more{margin-top:auto;font-size:13px;font-weight:600;letter-spacing:1px;text-transform:uppercase;color:var(--stone-800)}
.card a.more:hover{color:var(--gold)}

/* Feature stone panel */
.panel{background:var(--stone-800);color:var(--stone-100);border-radius:4px;padding:52px;position:relative;overflow:hidden}
.panel:before{content:"";position:absolute;inset:0;background-image:linear-gradient(0deg,transparent 96%,rgba(255,255,255,.04) 96%),linear-gradient(90deg,transparent 96%,rgba(255,255,255,.04) 96%);background-size:26px 26px;pointer-events:none}
.panel h2{color:#fff}
.panel .divider{background:var(--gold-soft)}

.stat{display:flex;flex-direction:column;gap:6px}
.stat .n{font-family:var(--serif);font-size:2.4rem;color:var(--gold-soft)}
.stat .l{font-size:13px;letter-spacing:1px;text-transform:uppercase;color:var(--stone-300)}

/* Steps */
.steps{counter-reset:s;display:grid;gap:22px;grid-template-columns:repeat(3,1fr)}
.step{background:#fff;border:1px solid var(--line);padding:28px;border-radius:3px;position:relative}
.step:before{counter-increment:s;content:"0" counter(s);font-family:var(--serif);font-size:2.2rem;color:var(--paper-2);position:absolute;top:16px;right:20px}
.step h3{font-size:1.15rem;margin-bottom:8px}

/* Pricing */
.pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;align-items:stretch}
.price-card{background:#fff;border:1px solid var(--line);border-radius:4px;padding:34px;display:flex;flex-direction:column}
.price-card.featured{border-color:var(--gold);box-shadow:0 12px 34px rgba(176,141,63,.16);position:relative}
.price-card.featured:before{content:"Nejoblíbenější";position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--gold);color:#fff;font-size:11px;letter-spacing:2px;text-transform:uppercase;padding:5px 14px;border-radius:2px}
.price-card h3{font-size:1.35rem}
.price-card .price{font-family:var(--serif);font-size:2.6rem;color:var(--stone-900);margin:14px 0 4px}
.price-card .price span{font-size:1rem;color:var(--stone-500);font-family:var(--sans)}
.price-card ul{list-style:none;margin:22px 0;display:flex;flex-direction:column;gap:12px}
.price-card ul li{padding-left:26px;position:relative;font-size:14px;color:var(--stone-700)}
.price-card ul li:before{content:"";position:absolute;left:0;top:8px;width:12px;height:2px;background:var(--gold)}
.price-card .btn{margin-top:auto;text-align:center}

/* Table */
table.data{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}
table.data th,table.data td{padding:16px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:14px}
table.data th{background:var(--paper-2);font-family:var(--serif);font-weight:600;color:var(--stone-900)}
table.data tr:last-child td{border-bottom:none}

/* Forms */
.form{background:#fff;border:1px solid var(--line);border-radius:4px;padding:36px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:7px;margin-bottom:18px}
.field label{font-size:13px;letter-spacing:.5px;color:var(--stone-700);font-weight:600}
.field input,.field textarea,.field select{padding:12px 14px;border:1px solid var(--line);border-radius:2px;font-family:var(--sans);font-size:15px;background:var(--paper);color:var(--ink)}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--gold);background:#fff}
.field textarea{min-height:130px;resize:vertical}
.form .check{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--stone-500)}
.form .check input{margin-top:3px}
.form-note{display:none;margin-top:16px;padding:14px 16px;background:#eef4ec;border:1px solid #cfe0c9;border-radius:3px;color:#2f5d33;font-size:14px}

/* Contact info */
.info-list{list-style:none;display:flex;flex-direction:column;gap:22px}
.info-list li{display:flex;gap:16px;align-items:flex-start}
.info-list .ic{width:40px;height:40px;flex:none;border:1px solid var(--line);border-radius:3px;display:flex;align-items:center;justify-content:center;background:#fff;color:var(--gold)}
.info-list h4{font-size:1rem;font-family:var(--sans);text-transform:uppercase;letter-spacing:1px}
.info-list p{color:var(--stone-500);font-size:14px}

/* Article */
.article{max-width:760px;margin:0 auto}
.article img.lead{border-radius:4px;height:380px;object-fit:cover;margin:26px 0}
.article h2{font-size:1.6rem;margin:34px 0 12px}
.article h3{font-size:1.25rem;margin:26px 0 10px}
.article p{margin-bottom:16px;color:var(--stone-700)}
.article ul,.article ol{margin:0 0 18px 22px;color:var(--stone-700)}
.article li{margin-bottom:8px}
.article blockquote{border-left:3px solid var(--gold);padding:8px 22px;margin:24px 0;font-family:var(--serif);font-style:italic;color:var(--stone-800);background:#fff}
.meta{display:flex;gap:18px;color:var(--stone-500);font-size:13px;letter-spacing:.5px;text-transform:uppercase}

/* Legal */
.legal{max-width:820px;margin:0 auto}
.legal h2{font-size:1.4rem;margin:30px 0 12px}
.legal h3{font-size:1.1rem;margin:22px 0 8px}
.legal p,.legal li{color:var(--stone-700);margin-bottom:12px}
.legal ul{margin-left:22px}
.legal .updated{color:var(--stone-500);font-size:13px;font-style:italic;margin-bottom:24px}

/* Breadcrumb */
.crumb{padding:20px 0;font-size:13px;color:var(--stone-500);letter-spacing:.5px}
.crumb a{color:var(--stone-700)}
.page-hero{background:var(--stone-800);color:#fff;padding:60px 0}
.page-hero h1{color:#fff;font-size:clamp(1.8rem,4vw,2.8rem)}
.page-hero p{color:var(--stone-300);margin-top:12px;max-width:640px}

/* Footer */
footer.site{background:var(--stone-900);color:var(--stone-300);padding:64px 0 26px;margin-top:20px}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px}
footer .brand{color:#fff}
footer .brand small{color:var(--gold-soft)}
footer h4{color:#fff;font-family:var(--sans);text-transform:uppercase;letter-spacing:2px;font-size:12px;margin-bottom:16px}
footer ul{list-style:none;display:flex;flex-direction:column;gap:9px}
footer a{color:var(--stone-300);font-size:14px}
footer a:hover{color:var(--gold-soft)}
footer p.desc{font-size:14px;margin-top:14px;color:var(--stone-500);max-width:320px}
footer .bottom{border-top:1px solid #2a3238;margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:var(--stone-500)}

/* Cookie banner */
.cookie{position:fixed;bottom:20px;left:20px;right:20px;max-width:560px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:5px;box-shadow:0 18px 44px rgba(20,28,32,.22);padding:24px;z-index:100;display:none}
.cookie.show{display:block}
.cookie h4{font-size:1.1rem;margin-bottom:8px}
.cookie p{font-size:13.5px;color:var(--stone-500);margin-bottom:16px}
.cookie .row{display:flex;gap:12px;flex-wrap:wrap}
.cookie .btn{padding:10px 20px;font-size:12px}

/* responsive */
@media(max-width:900px){
  .grid-3,.grid-4,.steps,.pricing{grid-template-columns:1fr}
  .grid-2,.footer .cols,footer.site .cols{grid-template-columns:1fr 1fr}
  .form .row{grid-template-columns:1fr}
  nav ul{position:fixed;top:72px;right:0;left:0;background:var(--paper);flex-direction:column;padding:20px 24px;border-bottom:1px solid var(--line);display:none}
  nav ul.open{display:flex}
  .burger{display:flex}
  .panel{padding:34px}
}
@media(max-width:560px){
  footer.site .cols{grid-template-columns:1fr}
  .hero{min-height:440px}
}